Asset Lending

Diary Of A PawnbrokerFeatures

Christmas is an expensive time of the year especially after the year we have just had, so for those needing a quick cash fix, Brown & Gold and Christopher Brown Jewellers are a great solution. January and February are among the busiest months in the pawnbroking calendar. With everyone struggling due to the overspending brought about by Christmas, two thirds of us spend our January’s paying back credit card bills and overdrafts. This year we have the added pressure brought on by the Corona Virus and if you or your business has been affected with cash flow issues, you should come and visit our branches as we really can help.

In fact the majority of us won’t have paid off our Christmas debt until March payday and statistics from tell us that 13% of us go into the red within a week of being paid!

This is how our pawnbroking and Asset Lending Service helps. Pawnbrokers will lend on a variety of items but gold, gem-set jewellery and luxury watches are the most popular pawns. The gold price has remained strong all year and it still remains the solid investment it has always been. 

Local Lending…

We have 8 shops in the North with five in Yorkshire including Christopher Brown Jewellers in Seacroft, York, Pontefract and Shipley and Brown & Gold at Batley. We also have 3 further shops in the North West at Stockport, Toxteth and Prescot.

Over the last 12 months we have made business and personal loans against Rolex, diamonds and gold for many thousands of pounds and our customers have been delighted with the service, speed and the value this type of loan offers.

These are happy stories and pawnbroking users are happy customers. They know what they wish to borrow, how long they will need the money for and that they will be able to get their goods back at the end of the loan or sell their goods to cover it without ever getting into more debt. We really feel we are adding a valuable service to the community and with over 80% redemption and return rate in our branches, our customers are clearly happy too. 

If you need cash, why not take advantage of our confidential lending and buying service and make your payday come sooner! 

Chris Brown

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