Love Is In The Air At Brown & Gold This Month In Celebration Of Valentines Day & Mothers Day On 6Th March

Diary Of A Pawnbroker

As Trusted Pawnbrokers we welcome increased Regulation Pawnbrokers all over the country are undergoing their Financial Conduct Authority (F.C.A) accreditations over the next couple of months. This replaces the Consumer Credit Licence and basically makes pawnbrokers as regulated as a bank or any other financial institution.
Many pawnbrokers are members of the NPA (National Pawnbrokers Association) and we have always worked closely with the government to ensure the services we provide are regulated, fair and trustworthy.
The new system focuses on all of the above and also tries to ensure through extra controls that the customer is treated fairly as there have been all too many instances in the financial services industry where this has clearly not been the case – PPI being a good example.
As a trusted pawnbroker, we welcome the increased regulation. It will remove the unscrupulous traders from the market and hopefully allow customers to see pawnbrokers as a viable alternative to the banks and mainstream lenders for providing flexible personal and business loans.
We have some fantastic offers this month for both Valentines and Mothers Day, so pop in to one of branches to have a look.
Reflecting back to December we had a record lending and a record retail month. If a jeweller isn’t busy at Christmas they are doing something wrong as this is the equivalent of 3 months of normal trade, however this year we had strong trade throughout and it was lovely to see so many returning happy customers who have shopped with us on previous occasions.
We also had one MASSIVE sale of a 4ct diamond pendant which sold for nearly £60,000. That certainly helped!
In fact our sales of handmade and designed jewellery are rocketing and we made several bespoke pieces over the festive period sourcing diamonds and gems and designing unique pieces specifically for our customers.
Just because you don’t see it in our window, doesn’t mean it cannot be done and basically ANYTHING is possible and at really competitive prices too.
On the lending front we continue to grow and meet new customers every week. While the majority are for ‘everyday loans’ of £100-£200 there are some very big loans of £5,000-£30,000. These have mostly been against jewellery and gold but we are willing to consider other items of value as well should you wish to use this service.
Many people are finding that the banks are still very reserved when it comes to short term borrowing and by the time they have paid the fees and done the searches required, it would have been simpler and easier to have used your local Brown and Gold pawnbrokers and had the process completed in minutes.
Whether you need a house deposit, business loan or just some money for a good night out why not give us a try and see that some true customer service still exists on the high-street.
Brown and Gold have branches at Seacroft, Batley and Christopher Brown jewellers and pawnbrokers in Shipley.
Call us on 0113 2656029 or email for further details.
Chris Brown

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