MAY 2018

Diary Of A PawnbrokerFeatures

Summer is finally approaching and with warmer weather people are already planning their summer breaks. Foreign Exchange purchases are really busy and we are delighted to see so many new customers using us for the first time.  I think we often surprise customers with the range of services we offer.

Often they come to just buy Euros, directed by a website showing the lowest rates in town, and then find themselves in a pawnbroker’s. All of a sudden they realise how much the image of pawnbroking has changed and the range of jewellery and the prices are certainly worth a second look. They then realise the benefits of selling unwanted gold, remaking or repairing old or broken jewellery and looking for something special to take away on holiday to go with their new outfits!

It’s surprising how many Foreign Exchange customers have some unwanted gold to sell and it’s a great way of boosting the holiday kitty and affording a bit more spending money or a special treat when going away.

Therefore along with the Euros our customers are buying holiday jewellery and taking advantage of our new silver and coloured stone range set with turquoise, tanzanite, moonstone and opal. These pieces are so bright and colourful – perfect to wear with summer clothing and really good value too.

POSH PAWN MEETS COUNTRY FILE!

For those who are fans of ‘Posh Pawn’, we have our own set of clients who use our services in exactly the same way. Some borrow money for property renovations, others to run their business and some just as a treat to go on holiday. Unlike Prestige Pawnbrokers, we tend not to get a series of fast cars, speed boats and helicopters offered but we have been asked to lend on designer luxury handbags, works of art and of course plenty of Rolex watches.

This week however I was asked how much I could lend against a Combine Harvester!

The farmer needs a loan to see him though until the next forward payment on his harvest and his bank overdraft is fully utilised. It’s a perfect solution for him to meet the demands of cash flow for a few months and make ends meet without selling any of his land. I am not quite sure where I would park it if the loan comes off but I guess it would look pretty impressive sat in the Tesco’s carpark at Seacroft for a few months!

While many people use our pawnbroking or buy-back service as a short term loan, some use our service just to keep their goods safe while they are away. All of our customers seem to appreciate the speed and confidentiality of the service where you can borrow up to thousands of pounds in a matter of minutes by borrowing against your assets. Your goods will be safely locked in our vaults and you have the peace of mind that it will be safe and sound while you enjoy your holiday, or until harvest time!

Father’s day is on 17th June and it’s time to treat your Dad to something special to say ‘thank you’. Perfect gifts this year include signet rings, men’s chain and bracelet or why not a new watch?

If he thinks he’s been a really good Dad then he might like to treat himself to a Rolex! The demand on these watches never ceases to amaze me and with the annual inflationary price rises enforced by Rolex, their pre-owned value just goes up and up each year. Those trading their watch in after a few years of ownership are getting more back than they paid for it even after wearing it every day. There are not many things in life that you can invest in, enjoy using and still get back more than you paid in years to come! We have stock in all 8 branches and can source nearly any watch to suit your needs.

So whether you chose to spend your money on a holiday, your business or yourself call in to Brown & Gold at Seacroft or Batley or Christopher Brown Jewellers at Shipley, Pontefract and York and see how we can help you.

Brown & Gold have 8 branches with 5 in our region – Brown and Gold at Seacroft and Batley and Christopher Brown Jewellers at Shipley, Pontefract and York.

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