The festive season often leaves many UK households facing a financial pinch as January rolls in. Weeks of celebratory spending, the buying of gifts, credit card bills, and rising energy prices create significant pressure on already tight budgets. For many, pawnbroking is a valuable resource to help cash flow during these challenging times.
Pawnbroking may be an industry steeped in history and indeed my 4th great grandparents set up their first Herbert Brown shop in 1840, but it offers a modern and fully regulated borrowing method to secure short-term loans without the need for credit checks. Customers can use personal valuables, such as jewellery, luxury watches, or just gold as collateral to access quick cash. Once the loan is repaid, the item is returned; if repayment proves difficult, the item is sold to recover the amount or you can make part payments to reduce the amount owed.
Local Lending…
We now have 10 shops in the North with six in Yorkshire including Christopher Brown Jewellers in Seacroft, York, Pontefract, Shipley, Goole, Prescot, Stockport and Wigan and Brown & Gold at Batley and Toxteth.
Over the last 12 months we have made business and personal loans against Rolex, diamonds and gold for many thousands of pounds and our customers have been delighted with the service, speed and the value this type of loan offers. There are no complicated credit checks, the whole process is completed while you wait and you remain the owner of item – we simply store it in our vault as security against the loan which you can repay at any time over the 7 month contract period.
There are many happy stories and pawnbroking users are happy satisfied customers. They know what they wish to borrow, how long they will need the money for and that they will be able to get their goods back at the end of the loan or ask us to sell their goods to cover the loan without ever getting into more debt. We really feel we are adding a valuable service to the community and with over 80% redemption and return rate in our branches, our customers are clearly happy too.
Sell Your Gold For Cash….
Gold prices have never been stronger. For those not wanting their goods back we also offer a gold and jewellery buying service with rates checked daily. You could have a small fortune sat at the bottom of your drawer or in your jewellery box – items that are no longer worn or desirable. What could be a better way to start the new year than with some money in your bank account.
If you need cash, why not take advantage of our confidential lending and buying service and make your payday come sooner!
Christopher Brown
